FEMA Flood Insurance Rate Maps
New FEMA flood insurance rate maps effective JULY 18, 2011
Property owners encouraged to view maps, know risk
East Lyme has received updated flood hazard maps as part of the Federal Emergency Management Agency’s (FEMA) nationwide Map Modernization Program. The New London County maps bacame effective on July 18, 2011.
Flood hazard maps, also known as DFIRMs, indicate whether properties are in areas of high, moderate or low flood risk. In reviewing the New London County maps, many property owners may find that their risk is higher or lower than they thought. If the risk level for a property changes, so may the requirement to carry flood insurance.
Those who have a federally backed mortgage, or plan to refinance with a federally backed lender, are required to purchase flood insurance if their home is shown in a high-risk flood area known as a Special Flood Hazard Area on the updated maps. Residents are urged to contact their insurance agent or visit www.floodsmart.gov to learn more about how and where to get a policy.
Residents should look at the new flood maps to both become familiar with the flood risks in their community and to see whether their flood zone has changed. The maps can be viewed at East Lyme Town Hall and at GIS Maps. In addition, East Lyme residents are strongly encouraged to contact their insurance agent, Federal Emergency Management Agency (FEMA), or the Connecticut Department of Environmental Protection (CT DEP) for additional information or you may visit the following websites:
http://www.fema.gov/business/nfip/hillsbo1.shtm
www.fema.gov/plan/prevent/fhm/mm_main.shtm
www.fema.gov/library/viewRecord.do?id=3335
GO TO FLOOD MAPS: http://msc.fema.gov/webapp/wcs/stores/servlet/FemaWelcomeView?storeId=10001&catalogId=10001&langId=-1
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| NFIP Grandfathering Rule | [FEMA] | 199 Kb |
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